Building Insurance

Our dedicated insurance brokers can arrange a comprehensive package of insurance for all types of developments, from small houses and flats to commercial blocks.

As one of the South East’s most well-established property management companies, we can negotiate on your behalf to obtain the most competitive rates. K&M’s team draws on years of experience to get you the best deal.

Still confused about property insurance? Follow our guidance below:

Why do I need building insurance?

Insurance is a very important part of property management, and it is crucial that you have the correct cover in place each year.

K&M can help ensure your building is adequately insured and covered for all eventualities, should something go wrong.

Building insurance helps to cover you for things that might cause damage to the property, such as water leaks, fires, and subsidence.

Working closely with trusted brokers, we can recommend the right coverage for your circumstances and your property.

Whilst K&M clients are not obliged to use the services we recommend, it is important to note that our brokers are fully independent, regulated by the Financial Conduct Authority, and able to provide cover for a range of property-related insurances such as professional indemnity, engineering and directors and officers.

What does building insurance cover?

The particulars of your own insurance plan will be dependent upon your unique arrangement, as well as the structure and scale of the property.

If you’re a landlord, then having landlord insurance helps put your mind at ease. It will cover many of the things regular home insurance covers, but will also generally be more comprehensive, taking into account the risks that come with renting a property.

Without having insurance, landlords run the risk of being sued or facing legal claims, should your tenant be injured in the home you own. In addition, insurance can help to cover landlords for other possibilities, such as loss of rental income should your property be damaged by events like flooding or fire.

Not only is insurance a clever investment, but it also shows you take your responsibilities seriously, helping to reassure tenants.

Whether you’re a landlord for a single property or an entire block, finding the cover that works for you is essential.

Insurance claims

K&M are regulated by the Financial Conduct Authority and can both assist leaseholders and mediate if required with Insurers from the inception of a claim until its conclusion.

Need more information?

Please contact us to discuss your insurance needs.